Flex Embedded

Insurance is rigid, we make it flexible.

Embedding protection across ecommerce platforms.

Quality insurance and warranty products from trusted carriers, embedded in the checkouts your customers already use. A real benefit for your customers. A new revenue stream for your store.

Embedded by Flex

Cart · Checkout

Paws & Claws Pet Co.

  • Premium pet food, 24 lb$54.99
A customer's dog

PetRx Savings Card

Free with order · 80,000+ pharmacies

Free
Total$54.99

Same Flex. Different store.

Our Partners

AIG

A-Rated

Insurance underwriter behind FlexProtect

Healthy Paws

Top-Rated

Pet insurance carrier paired with PetRx

Shopify

4M+ stores

First-class app integration on Shopify

What we do

We dynamically deliver the right protection at the speed of commerce.

Carriers bring decades of underwriting expertise and capital depth. Ecommerce moves fast, visual, and instant. Flex Embedded is the mesh between them — the layer that delivers real coverage as a checkout line item, issued in milliseconds.

We're not the underwriter. Trusted carriers stand behind every product. Our job is the connective work in between: classifying your catalog, pricing in real time, embedding it cleanly in your checkout — and staying out of your brand's way.

Flex In Action
Live

Product categories auto-classified at install

41

Median policy issuance time

~200ms

Install on Shopify, no engineering required

1-click
PetRx by Flex

A free pet prescription savings card. Plus a path to pet insurance.

Every customer who buys at your store gets a free PetRx Savings Card in their cart and receipt. Activation routes them to petrxbyflex.com — where Healthy Paws also offers optional pet insurance.

  • 80,000+ pharmacies — accepted at CVS, Walmart, Walgreens, Kroger, Safeway, and more.
  • Save up to 80% on eligible medications. Free to your customer, free to you.
  • No fees, no expiration. The card stays valid for life — your customer uses it as much or as little as they want.
  • Healthy Paws as the pet insurance partner. Marketing fee back to you on every conversion.

Paws & Claws Pet Co.

Order receipt#1247
  • Premium pet food, 24 lb$54.99

Free with order

PetRx Savings Card

Accepted at 80,000+ pharmacies

Total$54.99

Personalized quote for

Bailey

Golden Retriever · 3 years old

Healthy Paws

Estimated monthly

$24.50 /mo

$500 deductible
  • Accidents & illness
  • Hereditary conditions
  • Diagnostics & imaging

How PetRx by Flex works

From install to insurance coverage.

One install on Shopify. A free PetRx Savings Card with every order. Customer activation paired with an optional Healthy Paws quote, and a marketing fee back to you on every conversion.

  1. Shopify App Store

    PetRx by Flex
    4.9 · Free to install

    Step 01

    Install the PetRx app

    One-click install from the Shopify App Store. No code changes.

    Install on Shopify
  2. Free with order

    PetRx Savings Card
    • 80,000+ pharmacies
    • Save up to 80%
    • No fees or expiration

    Step 02

    Free card on every order

    A free PetRx Savings Card is added to every order — in the cart and on the receipt.

  3. Activate

    Bailey

    Golden Retriever, 3 yrs

    $24.50/mo

    Healthy Paws

    Step 03

    Customer activates and sees a quote

    Customers share their pet's info (which we can share back with you) and see an optional Healthy Paws insurance quote.

  4. Commissions

    +24%

    $487

    Step 04

    Customer buys, you earn

    When customers convert to insurance, you earn a percentage of the marketing fee.

Product detail

Apex Computing

Laptop computer

15 inch Laptop

16 GB RAM · 512 GB SSD

$1,999.00

15-inch display. 16 GB memory. 512 GB SSD storage. All-day battery life. Light, thin, and built for everyday productivity.

FlexProtect

Powered byAIG

Most Popular

2 Years Protection

$63.31

Accidents + Breakdowns

Spills, drops, and failures covered

3 Years Protection

$96.27

Accidents + Breakdowns

Spills, drops, and failures covered

Apex Computing

Cart · Checkout2 items
  • 15 inch Laptop$1,999.00
  • FlexProtect · 3 Years Protection+$96.27
Total$2,095.27
FlexProtect

Protection plans matched to every product, priced in real time.

FlexProtect appears alongside covered products as an option customers can add at the moment of purchase. We dynamically match each product to a plan and price it sensitive to the product cost. You get a new revenue stream — we handle everything else.

  • Dynamic matching, sensitive pricing. Every product in your catalog gets a plan that fits, priced to the actual product cost. No manual mapping.
  • Lifts cart value and buyer confidence. Customers add protection at checkout, convert at a higher rate, and feel better about the purchase.
  • Costs you nothing. Works with any store theme. We handle servicing and claims; you collect a portion of the marketing fee on every plan sold.
  • Backed by one of the largest insurance carriers in the US. Real underwriting capacity, real claims teams, decades of experience.

How FlexProtect works

Three steps to live, no code changes.

One install on Shopify, automatic catalog classification, and a marketing fee back to your store on every plan sold.

  1. Shopify App Store

    FlexProtect
    4.9 · Free to install

    Step 01

    Install the FlexProtect app

    One-click install from the Shopify App Store. No code changes.

    Install on Shopify
  2. Auto-classifying

    Live
    • AudioFlexProtect 2-yr
    • LaptopFlexProtect 3-yr
    • Home ApplianceFlexProtect 3-yr

    Step 02

    We handle the rest

    Flex's proprietary AI engine performs the auto-classification and real-time pricing. We also facilitate the carrier connections and claims handling.

  3. This month

    +18%

    $2,847

    Step 03

    Earn on every plan

    A marketing fee flows back to your store on every protection product sold.

What both sides get

A real benefit for your customer. A real revenue line for you.

Hands operating an espresso machine — a customer enjoying a quality purchase

For customers

Your customers get…

  • Quality protection from trusted carriers — AIG, Healthy Paws.
  • Clear pricing. No fine-print traps designed to deny.
  • Claims reviewed by humans, not deflected by chatbots.
  • Minutes to file, not hours.
Small business owner standing in their bicycle and parts shop

For your business

Your store gets…

  • A new revenue line that scales with sales volume.
  • About a minute to install. Zero engineering work.
  • Carrier relationships handled for you.
  • A partner that stays out of your brand's way.

We've been doing this since 2007

Embedded insurance is not new to us.

Flex's founding team built embedded travel-insurance programs for major airlines, cruise lines, and online travel platforms long before "embedded insurance" was a category. We brought that playbook to ecommerce.

Delta
United Airlines
American Airlines
JetBlue
Hawaiian Airlines
Air New Zealand

$1.4B

Average Annual GWP

Through partner programs since 2007

2007

First programs

Embedded travel-insurance launched

18+ yrs

Embedded experience

Now applied to ecommerce

Ready to add protection and revenue to your purchase path?

Book a demo and we'll walk you through the integration, the carrier setup, and the revenue model for your category mix.